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Last On: 12:54PM, 4 Jun 10
Yolander Prinzel
  • Saint Petersburg, FL
  • United States
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Latest Activity

Yolander Prinzel added a discussion to the group Busy Family Life
This winter has been extremely rough weather-wise. Even here in Florida we've seen weeks of weather in the 30s and 40s. How are you keeping your kids entertained during weather that's too cold to play outside in? What are you and your family doing t…
March 15
Yolander Prinzel added a discussion to the group Planning for Retirement
According to CNN, the number of workers who claim to have less than $10k saved for retirement increased this year from last year. Naturally, this is also causing some folks to push back their date of retirement. While this might make some of us feel…
March 10
Yolander Prinzel added a blog post
Life insurance has always been an important purchase for people to make. The death benefit your beneficiaries receive when a life insurance policy pays out can be used to pay off debt, keep your family in the home you worked so hard to create for th…
March 10
Yolander Prinzel added a discussion to the group Buying a Home
If you are looking for an easy way to save money this spring, CNN.com's got some ideas for you!http://money.cnn.com/2010/03/08/pf/save_money.moneymag/index.htm
March 8
Yolander Prinzel added a discussion to the group Having Children
Kate Gosselin is on this season of Dancing with the Stars and I want to know how you think she is going to manage her dancing rehearsal responsibilities along with parenting 8 kids. I guess it's possible that the time commitment will be no worse tha…
March 3
Yolander Prinzel added a blog post
I am about to rock your world with a startling confession. Alright, so this confession probably won't rock your world and it probably isn't all that startling... but it hurts my pride to speak of it, so please pretend you're rocked and startled sinc…
March 3
Yolander Prinzel added a discussion to the group Welcome to the Real World
I was reading this article on CNN.com about finding a job in the "green" sector, and I started wondering how important finding a job in a field you are passionate about is to you. Thoughts? Would you give up a high paying job because it didn't align…
March 1
Yolander Prinzel added a discussion to the group Starting Over
Has becoming divorced or suddenly single changed your view of joint finances? Has it made you more or less likely to share bank accounts and credit cards with a significant other?
February 24
Yolander Prinzel added a blog post
The Credit CARD Act of 2009 is a 45 page long amendment to the Truth in Lending Act that makes for a wonderful cat bed—at least, that’s what my cats seem to think as they both stretch out luxuriously on its pages. And that’s fine for them, after all…
February 24
Yolander Prinzel added a discussion to the group Buying a Home
CNNMoney has a great lesson series about buying a home. You can find it here. They have great, practical financial and lifestyle lessons.
February 22
Yolander Prinzel added a discussion to the group Empty Nesters
If you're having a hard time adjusting to your kids leaving home, you may need some support given by people who have been there. This website could help you get through this difficult time and see the light at the end of the tunnel.
February 22
Yolander Prinzel added a discussion to the group Welcome to the Real World
If you have a tendency to leave things to the last minute, but still finish them and finish them perfectly, then you may not be a procrastinator, you may be an incubator. You could be cooking those projects long before you actually work on them and…
February 22
Yolander Prinzel added a discussion to the group Having Children
Found an interesting article about the possibility of shopping binges. This article poses the thought that, kind of like a diet, the restrictions we've placed on our spending could result in a shopping binge--what do you think?
February 17
Yolander Prinzel added a blog post
For some people, a frugal way of life is very easy to adopt. It could be because of a job loss, the birth of a child or a lifestyle change, but for whatever reason these people find switching over to a frugal lifestyle easy, fun, challenging and exc…
February 17
Yolander Prinzel added a discussion to the group Welcome to the Real World
Has anyone been paying attention to Olympic updates posted to Twitter? I'll confess that I haven't... mostly because I don't really know anything about the sporting events at the Winter Olympics. If you have been paying attention, I'd love to know h…
February 15
Yolander Prinzel added a discussion to the group Getting Married
This winter has been especially aggressive. Even down here in sunny Florida we've faced 30 degree days and high electric bills. Since so many people love the thought of a winter wedding, I was wondering if this weather had helped or hurt anyone's we…
February 10

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Yolander Prinzel's Blog

Yolander Prinzel

Why Life Insurance Matters Even More Right Now

Life insurance has always been an important purchase for people to make. The death benefit your beneficiaries receive when a life insurance policy pays out can be used to pay off debt, keep your family in the home you worked so hard to create for them and help ease the financial burden caused by the loss of a family wage earner.



But now, while college savings and retirement accounts struggle to get back up to pre economic downturn values, life insurance can provide an even more valuab… Continue

Posted on March 10, 2010 at 9:30pm —

Yolander Prinzel

Doing It Wrong Often Costs More Money than Paying Someone To Do It Right

I am about to rock your world with a startling confession. Alright, so this confession probably won't rock your world and it probably isn't all that startling... but it hurts my pride to speak of it, so please pretend you're rocked and startled since that will make the pain a little more bearable.

When it comes to taxes, I am like a clueless infant. Worse than that, I am like a weeping, clueless infant. I can read IRS code and understand it pretty well, but when it comes to figuring ou… Continue

Posted on March 3, 2010 at 8:30pm —

Yolander Prinzel

An Attempt to Understand The Credit CARD Act of 2009

The Credit CARD Act of 2009 is a 45 page long amendment to the Truth in Lending Act that makes for a wonderful cat bed—at least, that’s what my cats seem to think as they both stretch out luxuriously on its pages. And that’s fine for them, after all, they don’t have to worry about interest rates, late payment penalties, underage consumers and financial literacy because those are all human problems.

Honestly though, I’m not sure my understanding of the verbose Credit CARD Act of 2009 is… Continue

Posted on February 24, 2010 at 2:00pm —

Yolander Prinzel

Coming to Terms with the Thought of Permanent Frugality

For some people, a frugal way of life is very easy to adopt. It could be because of a job loss, the birth of a child or a lifestyle change, but for whatever reason these people find switching over to a frugal lifestyle easy, fun, challenging and exciting.

Some people find frugality less fun. Whether it’s because they have a high paying job and don’t see the need for frugality, because they don’t have a family to support, or because they don’t think they have time for frugality, these fo… Continue

Posted on February 17, 2010 at 7:35pm —

Yolander Prinzel

Financial Literacy Part 10--Utilizing Life Insurance Riders (part 3)

Now we’ve come to the benefit riders. These are riders that add additional benefits to your life insurance policy.

Benefit Riders

Accelerated Death Benefit Rider: The accelerated death benefit rider is a rider that pays out a portion of your death benefit before you pass away. Obviously, this rider has some very important caveats or life insurance companies would be advancing payments every five mi… Continue

Posted on February 10, 2010 at 2:45pm —

Comment Wall (6 comments)

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At 9:54am on August 11, 2009, Ryan Hanley said…
Thanks Yolander. I haven't had a chance to really get into the LifeDialog yet but I look forward to it. any advice?
At 10:15am on August 3, 2009, Kathleen O'Brien said…
Thank you
At 10:44pm on July 23, 2009, Brett A Wood said…
Thank you :)
At 7:34pm on July 17, 2009, Matt Fontaine said…
LOL. Just doing my part to get this community off the ground.
At 7:28pm on July 17, 2009, Matt Fontaine said…
Thanks! I helped design this network so I figured, why not become a member?
At 9:52am on July 9, 2009, Jennifer Escalona said…
Thanks, Yolander!
 
 
 

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Latest Activity

Yolander Prinzel added a discussion to the group Busy Family Life
This winter has been extremely rough weather-wise. Even here in Florida we've seen weeks of weather in the 30s and 40s. How are you keeping your kids entertained during weather that's too cold to play outside in? What are you and your family doing t…
March 15
Yolander Prinzel added a discussion to the group Planning for Retirement
According to CNN, the number of workers who claim to have less than $10k saved for retirement increased this year from last year. Naturally, this is also causing some folks to push back their date of retirement. While this might make some of us feel…
March 10
Yolander Prinzel added a blog post
Life insurance has always been an important purchase for people to make. The death benefit your beneficiaries receive when a life insurance policy pays out can be used to pay off debt, keep your family in the home you worked so hard to create for th…
March 10
Yolander Prinzel added a discussion to the group Buying a Home
If you are looking for an easy way to save money this spring, CNN.com's got some ideas for you!http://money.cnn.com/2010/03/08/pf/save_money.moneymag/index.htm
March 8
Yolander Prinzel added a discussion to the group Having Children
Kate Gosselin is on this season of Dancing with the Stars and I want to know how you think she is going to manage her dancing rehearsal responsibilities along with parenting 8 kids. I guess it's possible that the time commitment will be no worse tha…
March 3
Yolander Prinzel added a discussion to the group Welcome to the Real World
I was reading this article on CNN.com about finding a job in the "green" sector, and I started wondering how important finding a job in a field you are passionate about is to you. Thoughts? Would you give up a high paying job because it didn't align…
March 1
Yolander Prinzel added a discussion to the group Starting Over
Has becoming divorced or suddenly single changed your view of joint finances? Has it made you more or less likely to share bank accounts and credit cards with a significant other?
February 24
Yolander Prinzel added a blog post
The Credit CARD Act of 2009 is a 45 page long amendment to the Truth in Lending Act that makes for a wonderful cat bed—at least, that’s what my cats seem to think as they both stretch out luxuriously on its pages. And that’s fine for them, after all…
February 24

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