Sponsored by SBLI
-
Jonathan Pond
- Male
- Woburn, MA
- United States
- Share
- Share on Twitter
- Share on Facebook
Last View: 9:15AM, 26 Jan 10
Last On: 4:40AM, 17 Feb 10
- Blog Posts (38)
- Groups
- Videos
Jonathan Pond: America's Financial Planner
Gifts Received
Jonathan Pond has not received any gifts yet
Send me your questions!
It is a pleasure to be a part of the MyLifeChat community. I get financial questions from people across the country and although I may not be able to get to every question I receive, I do address a selection of questions in my bi-weekly newsletter. Please feel free to send me your questions!
Profile Information
- About Me
- My career in financial planning has made me one of America's most trusted and knowledgeable financial experts and a pioneer in bringing low-cost personalized money guidance to American households.
I have participated in 16 prime time public television specials and 11 books on providing understandable financial guidance to people in all financial circumstances. I have also made frequent national television appearances including CNN and NBC's Today Show.
I have attended the University of North Carolina, Emory University, and the Harvard Business School.
I live in a Boston suburb with my wife, three daughters, and our dog.
I am a paid sponsor of SBLI
- My Marital Status
- Married
- My Children
- Young children, Teenagers
- My Work Status
- Working full time
- I am a friend of SBLI
- Employee
Jonathan Pond's Blog
Two top tips for workplace retirement savings plans
Rollover your workplace retirement plan investments from a former employer into your IRA.A surprisingly large percentage of individuals who change jobs (either voluntarily or involuntarily) leave their retirement plan money - 401(k), 403(b), 457 plans - with their former employer. This may not be wise because most such plans offer a very limited range of investment choices and many plan investm… Continue
Posted on January 25, 2010 at 4:15pm —
The sooner you plan your summer vacation, the better
You'll probably get cheaper airfares and a better choice of accommodations at a better price if you plan your vacation now. Also, you don't have to travel great distances and spend gobs of money to have an enjoyable vacation.Think about it: you probably live close to areas that other people travel thousands of miles to visit.… Continue
Posted on January 22, 2010 at 2:08pm —
Do you have enough life insurance?
If there are people in your life who would suffer financially from your demise, then you need life insurance. If you've got kinds, you probably need a lot of it - $1 million is not an uncommon need for a breadwinner with a couple of kids. And remember, the insurance provided by your employer is never enough.… Continue
Posted on December 30, 2009 at 9:30am —
Request duplicate investment statements for seniors in your life
Investment fraud is on everyone's mind lately, and seniors are victimized more than any other age group.
If you've got a parent or older-generation family member who isn't paying much attention to his or her investments, request duplicate copies of the monthly statements. While the vast majority of investment professionals are completely above board, some take advantage of senior citizens. Dupl… Continue
Posted on December 28, 2009 at 9:24am —
There is still time to make charitable contributions
Charitable contributions are down because families and other donors are strapped. So if you can spare money or appreciated securities, this is an important time to help a worthy charity. As long as you mail the check or make a denotation on your credit card before January 1, you'll earn a deduction for this year even if the check doesn't clear until next year or the charge doesn't appear on your st… Continue Posted on December 21, 2009 at 1:00pm —
Latest Activity
Rollover your workplace retirement plan investments from a former employer into your IRA.
A surprisingly large percentage of individuals who change jobs (either voluntarily or involuntarily) leave their retirement plan money - 401(k), 403(b), 457 pl…
You'll probably get cheaper airfares and a better choice of accommodations at a better price if you plan your vacation now. Also, you don't have to travel great distances and spend gobs of money to have an enjoyable vacation.
Think about it: you pr…
If there are people in your life who would suffer financially from your demise, then you need life insurance. If you've got kinds, you probably need a lot of it - $1 million is not an uncommon need for a breadwinner with a couple of kids. And rememb…
Investment fraud is on everyone's mind lately, and seniors are victimized more than any other age group.
If you've got a parent or older-generation family member who isn't paying much attention to his or her investments, request duplicate copies o…
Charitable contributions are down because families and other donors are strapped. So if you can spare money or appreciated securities, this is an important time to help a worthy charity. As long as you mail the check or make a denotation on your cre…
One of the most common gaps in insurance coverage is lack of umbrella liability insurance. Also called extended personal liability, it picks up where your homeowner's (or renter's) and auto insurance leave off. Simply put, umbrella liability insuran…
This is a tip that no one wants to hear, but it's important to keep in mind.
We've got trillions in consumer debt in this country right now and I'll bet most of the borrowing was to finance the high life rather than improve your financial future. Y…
The Social Security Administration Web site provides an excellent online tool which estimates how much you can expect to receive in Social Security Retirement benefits. What makes the Retirement Estimator (www.ssa.gov/estimator) so effective is it i…
State-sponsored 529 plans are the best way to save for college, but you have to be careful how the money is invested, particularly as your children approach college age. The best way to protect the money along the way is to choose the "age-based" 52…
Interest rates on mortgages are very low now, and while they may go even lower, this is a good time to plan for a possible refinancing.
Don't assume mortgage money is tight or you don't qualify for a better rate. You never know until you try, and w…
The interest paid on money market funds is almost nothing. That's disappointing, but with inflation almost nonexistent. It still provides a small return above inflation. If you shop around for high-yielding CDs, you could get over two percent on a o…
No wonder there is so much disgust over the banking and investment industries. They let us down big time, and it's not just the Bernie Madoff's of the world or the big bank and brokerage firms.
A lot of investors have not been well served by their…
Resist the temptation to reduce the amount of money you're contributing to retirement savings plans. While reducing the amount you put away during a market slump may seem to make sense, by foregoing your contributions you're also foregoing current…
The problems in the investment markets have been so pervasive that even some previously safe investments have become risky. Keep money you expect to need within the nnxt two years in investments that are both safe and easily accessible, like money m…
Safe investments are pretty straightforward compared to stocks and bonds. The price you pay for safety and liquidity is a lower rate of interest than bonds and other longer-term investments. And while safe investments hardly offer breathtaking retur…
America's Financial Planner
LifeDialog on Twitter
Latest Activity
This winter has been extremely rough weather-wise. Even here in Florida we've seen weeks of weather in the 30s and 40s. How are you keeping your kids entertained during weather that's too cold to play outside in? What are you and your family doing t…
According to CNN, the number of workers who claim to have less than $10k saved for retirement increased this year from last year. Naturally, this is also causing some folks to push back their date of retirement. While this might make some of us feel…
Life insurance has always been an important purchase for people to make. The death benefit your beneficiaries receive when a life insurance policy pays out can be used to pay off debt, keep your family in the home you worked so hard to create for th…
If you are looking for an easy way to save money this spring, CNN.com's got some ideas for you!http://money.cnn.com/2010/03/08/pf/save_money.moneymag/index.htm
Kate Gosselin is on this season of Dancing with the Stars and I want to know how you think she is going to manage her dancing rehearsal responsibilities along with parenting 8 kids. I guess it's possible that the time commitment will be no worse tha…
I was reading this article on CNN.com about finding a job in the "green" sector, and I started wondering how important finding a job in a field you are passionate about is to you. Thoughts? Would you give up a high paying job because it didn't align…
Has becoming divorced or suddenly single changed your view of joint finances? Has it made you more or less likely to share bank accounts and credit cards with a significant other?
The Credit CARD Act of 2009 is a 45 page long amendment to the Truth in Lending Act that makes for a wonderful cat bed—at least, that’s what my cats seem to think as they both stretch out luxuriously on its pages. And that’s fine for them, after all…
Event
Sponsored by SBLI
Learn about SBLI
Sign up for the Jonathan Pond Newsletter
Visit the SBLI Learning Center
Get a quote
SBLI products are not available in all states
© 2010 Created by myles.
Comment Wall (1 comment)
You need to be a member of LifeDialog.com to add comments!
Join LifeDialog.com
Thanks you for your invitation. I have enjoyed your specials on PBS and found them very helpful. I am a happily married father in my late 50's with two teenage sons approaching college. I'm a Harvard grad with and also attended the Carroll School of Management at BC. Linda, my wife, is a Wheaton and BU grad.
We've saved about 50 k for the kids education and are apprehensive about college expenses. Our 529s were a letdown and we were also sandwich victims in that we needed to assist our parents.
I am also trying to make sense out of our retirement prospects in this fickle market like most people my age.
We look forward to trading observations, tips and the like with other
interested parties.