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LifeDialog Terms of Use

To make this the best possible environment for all members, we ask that everyone follow some basic guidelines. We'll do our part to ensure the LifeDialog Network remains a constructive and supportive place, but we need your help in the following areas:

Member Profiles
The LifeDialog Network is intended to be a community of individuals sharing ideas and making connections with others. Therefore, your profile on the Network should be about you – it’s not a profile for your company. Your profile should contain a picture of you, and should show your name – not your company name and your logo.

Spam
Please don't spam.

What is spam? Spam is posting the same message repeatedly across the network. Spam is writing the same post or comment over and over again. Spam is sending the same message to multiple members. Spam is using the network to try and sell or rpomote services or products. You get the picture.

We take a hard line on spam unwanted solicitation and inappropriate language. If you are reported or deemed by us to be a spammer, we may ban you, without warning, from future participation in the LifeDialog Network.

Forum and Blog Posts
The LifeDialog Network is a place to share information about things that are important to you in your life, things that we call significant life events. Please keep your comments and discussion postings on topic, rated PG-13, spam free, and appropriate for a mixed audience. We take a hard line view on spam and inappropriate language. If you are reported or deemed by us to be in conflict with these standards, we may ban you from future participation in the LifeDialog Network.

Photos and Videos
The LifeDialog Network is a place to share information about things that are important to you in your life, things that we call significant life events. This includes the sharing of videos and photos. Please make sure that you have permission to use and distribute any videos or photos that you post on LifeDialog. Please make sure that your videos and photos are rated PG-13, are spam free, and appropriate for a mixed audience. We take a hard line view on spam, inappropriate language and visuals. If you are reported or deemed by us to be in conflict with these standards, we may ban you from future participation in the LifeDialog Network.

Advertising and Promotion
The good news – If you've got something to say that is directly relevant to the conversation at hand, we encourage you to tell folks about it on the LifeDialog Network!

The bad news – advertisements and promotions to members – such as asking for donations, or telling everyone about ways to make money fast on the Internet – things that you may think are relevant to everyone, simply aren't!

We will delete content that is promotional in nature and may ban members who are abusing the Network from future participation.

Insults and Harassment
Respectfully disagreeing with someone – including us – in a constructive, well-reasoned manner is not only welcomed, but encouraged. We can't get better if we don't have thoughtful, constructive feedback from you about your life experiences. That's why we're here.

On the other hand, if you're here to find an outlet for your anger or frustration, or if you desire to call us or anyone else on the Network IDIOTS (IN ALL CAPS) over and over again, this isn't the right place to do it! Instead, drop us a note or call us to get whatever it is off your chest. We do read every email that comes in. We will get the message loud and clear when you are unhappy.

We take threatening, unconstructive, toxic, profane, or generally abusive people very seriously and will ban them quickly when we encounter them. Even if you have a right to be angry or frustrated, yelling at us or other members of the Network on-line isn't helpful and won't get you what you want – just like in the real world.

If You've Been Banned from Our Network
If you've been banned from LifeDialog or had a comment deleted by us and you think we are in error, by all means let us know. We'll always take another look at the specific case and respond at least once to your concerns.

Unfortunately, we aren't able to publicly handle appeals or articulate reasons for banning someone. These topics have a tendency to devolve into the realm of unconstructive on-line shouting matches that take up a lot of time and don't end well. As a result, we'll remove discussions and blog posts asking for public comment on banning.

We recognize that LifeDialog may not be for everyone. If our Terms of Service or these few basic rules above aren't going to work for you, we understand. We dislike having to ban people or delete inappropriate content, so if you don't think that this Network is going to work for you upfront, it's much better for all of us to know it now.

Thanks for your time. We look forward to your active participation in the LifeDialog Network.

America's Financial Planner

LifeDialog on Twitter

Latest Activity

Yolander Prinzel added a discussion to the group Planning for Retirement
According to CNN, the number of workers who claim to have less than $10k saved for retirement increased this year from last year. Naturally, this is also causing some folks to push back their date of retirement. While this might make some of us feel…
yesterday
Yolander Prinzel added a blog post
Life insurance has always been an important purchase for people to make. The death benefit your beneficiaries receive when a life insurance policy pays out can be used to pay off debt, keep your family in the home you worked so hard to create for th…
yesterday
Yolander Prinzel added a discussion to the group Buying a Home
If you are looking for an easy way to save money this spring, CNN.com's got some ideas for you!http://money.cnn.com/2010/03/08/pf/save_money.moneymag/index.htm
on Monday
Yolander Prinzel added a discussion to the group Having Children
Kate Gosselin is on this season of Dancing with the Stars and I want to know how you think she is going to manage her dancing rehearsal responsibilities along with parenting 8 kids. I guess it's possible that the time commitment will be no worse tha…
March 3
Yolander Prinzel added a discussion to the group Welcome to the Real World
I was reading this article on CNN.com about finding a job in the "green" sector, and I started wondering how important finding a job in a field you are passionate about is to you. Thoughts? Would you give up a high paying job because it didn't align…
March 1
Yolander Prinzel added a discussion to the group Starting Over
Has becoming divorced or suddenly single changed your view of joint finances? Has it made you more or less likely to share bank accounts and credit cards with a significant other?
February 24
Yolander Prinzel added a blog post
The Credit CARD Act of 2009 is a 45 page long amendment to the Truth in Lending Act that makes for a wonderful cat bed—at least, that’s what my cats seem to think as they both stretch out luxuriously on its pages. And that’s fine for them, after all…
February 24
Yolander Prinzel added a discussion to the group Buying a Home
CNNMoney has a great lesson series about buying a home. You can find it here. They have great, practical financial and lifestyle lessons.
February 22

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